The Florida Hometown Heroes Loan Program is designed to help eligible first-time homebuyers and veterans afford the home of their dreams.
This program offers down payment and closing cost assistance up to 5% of the loan amount, with a maximum of $35,000.
Our easy-to-use calculator will help you quickly determine if you qualify and how much assistance you might be eligible for under the Florida Hometown Heroes Housing Program.
Whether you're a teacher, firefighter, nurse, or veteran, the Hometown Heroes program is here to make homeownership more affordable.
Simply input your information below to get started!
The Florida Hometown Heroes Loan Program is an initiative aimed at supporting the community members who give back the most—our everyday heroes.
This program provides affordable first mortgage options and offers additional benefits to eligible borrowers, including down payment and closing cost assistance.
Veterans, first-time homebuyers, and community service workers such as teachers, healthcare professionals, and law enforcement officers may qualify.
To qualify for the Hometown Heroes Loan Program, applicants must meet certain requirements, including:
A minimum credit score of 640.
Employment with a Florida-based employer or proof of veteran status.
Adherence to income limits that vary by county.
Being a first-time homebuyer or meeting specific veteran exemptions.
The program offers flexible loan terms, making it easier for you to achieve your homeownership goals while minimizing upfront costs.
Our calculator takes just a few seconds to help you understand your potential eligibility. By entering details like your credit score, household income, and loan amount, you’ll quickly find out how much assistance you could receive.
The program offers up to 5% of the loan amount in assistance, capped at $35,000, with a minimum of $10,000 for eligible buyers.
Once you've used the calculator to estimate your assistance, we recommend reaching out to a loan specialist to confirm your eligibility and move forward with your application.
Our team is ready to help you through every step of the process, ensuring you get the best possible mortgage rate and terms.
If you're ready to take the next step toward homeownership, contact us today to learn more about your options and how the Florida Hometown Heroes Loan Program can benefit you.
